Preheat oven to 375 degrees F. Line a muffin tin with cupcake liners and set aside.
In a medium bowl,or stand mixer, add the oil and sugars. Beat together until combined. Mix in the egg and vanilla extract. Add in the flour, salt, baking powder and spices. Beat until well combined. Stir in the milk and then fold in the apple chunks.
To make the crumb topping: In a small bowl, combine the flour, sugar and spices. Cut in the butter with a fork or pastry knife to make a rough crumb.
Spoon the muffin batter into the muffin liners until they are about 3/4 full. Sprinkle a spoonful of crumb topping onto each muffin.
Bake at 375 for about 25-30 minutes, until tops are golden and a toothpick inserted into the center comes out clean.
Remove from the oven and allow to cool in the tin for about 5 minutes, then remove to a cooling rack to cool all the way. Serve!